Legal

Risk Disclosure

Investments in real estate development and private investment opportunities involve significant risks. This Risk Disclosure is intended to provide general information about the types of risks associated with investments presented by HavenBridge Capital, LLC ("HavenBridge Capital," "we," "us," or "our").

Prospective investors should carefully review this information and all applicable offering documents before making any investment decision.

No Guarantee of Returns

Investments presented by HavenBridge Capital are speculative in nature.

There is no guarantee that any investment will achieve projected returns, meet financial targets, or generate profits.

Past performance of previous projects or investments is not indicative of future results.

Risk of Loss

Investors should understand that they may lose some or all of their invested capital.

Real estate investments involve inherent risks and should only be made by investors who can afford to bear the loss of their investment.

Illiquidity of Investments

Investments in real estate development projects are generally illiquid.

There may be no public market for the resale of investment interests.

Investors may not be able to sell or transfer their investment before the completion of a project or a liquidity event.

Investors should be prepared to hold their investment for an extended or indefinite period of time.

Development and Construction Risks

Real estate development projects involve various operational risks, including but not limited to:

Construction delays
Cost overruns
Contractor performance issues
Supply chain disruptions
Permitting or zoning delays
Environmental issues

Any of these factors may impact project timelines and financial outcomes.

Market and Economic Risks

Real estate values and demand may be affected by various economic factors, including:

Interest rate changes
Inflation
Local and national economic conditions
Housing market fluctuations
Employment levels
Government policy changes

These factors may negatively impact property values and investor returns.

Financing Risks

Real estate development projects often rely on financing from banks, private lenders, or other financial institutions.

Changes in financing availability or interest rates may affect the viability or profitability of a project.

Operational Risks

The success of any real estate development project depends on the performance of multiple parties, including:

Development partners
Contractors and builders
Property managers
Consultants and advisors

Delays or failures by any of these parties may impact project outcomes.

Reliance on Key Personnel

Investment projects may rely on the experience and expertise of HavenBridge Capital leadership and key partners.

Loss of key personnel or inability to secure qualified development partners may negatively affect project performance.

Regulatory and Legal Risks

Real estate projects may be affected by:

Changes in zoning regulations
Building code requirements
Environmental regulations
Government approvals or permits

Delays or regulatory changes may impact project timelines or financial performance.

Tax Risks

Tax laws and regulations may change over time. Any projected tax benefits or treatment associated with an investment may not be realized.

Investors should consult their tax advisors regarding the tax implications of any investment.

Conflicts of Interest

HavenBridge Capital, its affiliates, or its principals may be involved in multiple real estate projects or investment activities.

Certain situations may arise where conflicts of interest could occur. Such conflicts will typically be disclosed in the applicable offering documents.

Forward-Looking Statements

Information presented on the Site may include forward-looking statements, including projections regarding returns, timelines, and market performance.

These statements involve risks and uncertainties and are not guarantees of future results. Actual results may differ materially from projections.

Investor Responsibility

Each investor is responsible for evaluating the suitability of an investment based on their:

Financial circumstances
Investment objectives
Risk tolerance

Prospective investors should carefully review all offering materials and seek independent professional advice before investing.

Offering Documents Control

Any investment opportunity will be offered only through formal legal documents. In the event of any inconsistency between information on this Site and the formal offering documents, the offering documents shall control.

Contact Information

For questions regarding this Risk Disclosure, please contact:

HavenBridge Capital, LLC
Website: havenbridgecapital.com
Email: info@havenbridgecapital.com

Last Updated: March 2026